Patient Information: Insurance and Payment


What to Bring to Your Appointment

Please bring the following with you to your appointment or surgery:

  • Insurance card
  • Copies of x-rays or MRI scans related to your current condition
  • A referral number, if required, by your health insurance company.

Professional Fees

Our fees are based on the services performed by our physicians. Payment is expected at the time of your visit with us and can be made with cash, check, or MasterCard, Visa, American Express or Discover credit cards. Should payment be a cause of financial concern for you, arrangements can be made in advance with one of our patient account representatives.


Some insurance companies require a referral from your primary care physician before seeing a specialist. If your insurance carrier requires a referral, please make sure you have obtained this referral number prior to your appointment.

Insurance Co-Payments and Deductibles

Our physician specialists have arrangements with several insurance plans for direct payment of your medical costs to Fort Lauderdale Orthopaedics & Sports Medicine. Because participation with insurance carriers changes periodically, please contact the office if your insurance carrier is not listed. Those insurance plans currently include:

Aetna ( all plans) EXC MEDICARE
ADVANTAGEAmerican Heritage Life
Beech Street
Best Choice
Amerigroup Medicare Plan
Ava Health
Care Mge Network PPO
Corvel PPO
Coventry Health PPO
Dimension (PPO)
First Health aka Coventry
Florida Health Admin
Florida Health Administrators
EPN Select
Freedom Health HMO Medi
Galaxy Health Plans
Global Health Claims Services
Great-West Healthcare formerly
    known as One Health
Medica Healthcare Plans
Neighborhood Health
North Brow. Hosp Dist
    TCA-Best Choice
Positive Health Care Medicare
Preferred Medical Plan HMO
Total Health Choice HMO
Tour+Med Assist PPO
Universal Health Care MEDI
Wellcare Choice (Medi HMO)
Blue Cross Blue Shield (all plans)
    Inc. Medicare Advantage PPO
Capp Care
Choice Managed Network WC
Cigna (all plans exc. Cigna Care)
Comp Care PPO
Florida Health Choice Select
Global Excel Mge.
HCI Preferred Care (Heritage Summit)
Health Option
Humana Commercial Products only (No
Medicare Products)
Integrated Administrators
Integrated Health Plan
Choice Medical Mge
Florida Health Admin
Heritage Summit Healthcare
Rockport Healthcare Group
Memorial Managed Care PHO & HMO
CCN/First Health
Fortified Provider Network
Global Healthcare Network PPO
JMH Health Plan HMO
Medical PPO-CBSA Inc.
One Health Plan aka Great West
PPO Next
Mutually Preferred
Plains Health Network
Preferred Health Network
Principal PPO
Private Healthcare Sys PHCS
Prudential PPO & WC
United Healthcare (ALL) Exc Medicaid
UHC Medicare PPO Okay

Please note that very few insurance companies pay all the costs associated with your medical care. Most will have some type of deductibles, co-pays, or other guidelines. Nevertheless, the entire medical fee is your responsibility.

We do file insurance claims with most insurance carriers. However, our contract to provide your medical care is with you and not your insurance company. Therefore, you are responsible for full payment of your account with us for whatever your insurance does not cover. Not all insurance companies send your benefit payment directly to us. Consequently, you may be asked to pay for your office visits at the time of your appointment with us. All co-payments required by your insurance company should be paid at the time of your visit with us.

Work-Related Injuries

Insurance companies require that you report work-related injuries to your employer before you seek medical attention. All medical care and treatment must receive prior authorization by the employer or the workers’ compensation carrier.

Get your life back. Make an appointment with one of Broward County’s leading orthopaedic specialists by calling Fort Lauderdale Orthopaedics & Sports Medicine today at (954) 764-8033.  Or make an appointment online using our convenient “Request an Appointment” form.